Grow Your Savings with Guaranteed Returns
Make your money work harder with GHIB Fixed Term Accounts. Our fixed deposit products offer competitive interest rates and guaranteed returns, giving you a secure way to grow your savings over time. Whether you’re building an emergency fund, saving for a major purchase, or planning for the future, our fixed term accounts provide the stability and peace of mind you deserve.
With GHIB, your deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000, so you can save with confidence. Choose from flexible terms to suit your financial goals, and enjoy attractive interest rates that reward your commitment. Our fixed term accounts are available in multiple currencies, making them ideal for individuals and businesses with international financial needs.
Secure Savings for a Brighter Future
Whether you’re saving for retirement, building wealth for the next generation, or setting aside funds for a business opportunity, our fixed term accounts offer a reliable path to achieving your goals. Our team is here to help you choose the right term and currency to maximise your returns while keeping your money safe and accessible when you need it.
Competitive Interest Rates
Earn more on your savings with our attractive fixed deposit rates. The longer you commit your funds, the higher the interest rate you’ll receive. Our rates are reviewed regularly to ensure they remain competitive, helping your money grow faster than in a standard savings account. Interest can be paid monthly, quarterly, or at maturity—whichever suits your needs best. Contact our Treasury team for current rates and to find the best option for your savings goals.
Flexible Term Options
Choose a term that fits your financial plans. Our fixed term accounts offer flexibility with deposit periods ranging from one month to five years. Short-term deposits are perfect for parking funds temporarily while earning interest, while longer terms maximise your returns for future goals. At maturity, you can withdraw your funds, roll over into a new fixed term, or transfer to another GHIB account—the choice is yours.
FSCS Protected Deposits
Your savings are safe with us. As a UK-regulated bank, deposits with GHIB are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible depositor. This means even in the unlikely event of a bank failure, your money is secure. Combined with our strong capitalisation and prudent risk management, you can trust GHIB to safeguard your hard-earned savings.
